Answering Basic Questions About Repairing Your Car's Exterior

When you are involved in an accident, your car can suffer substantial damage to its exterior, and if you do not have it repaired, the damage can spread. However, going through the process of having your car's body repaired can seem daunting, and this is true even for those that have been through this task several times. If this your first time going through auto body repair, you likely could benefit from having the following question answered.

How Are Deductibles Handled?

After an accident, your insurance will likely pay for the majority of having your car repaired, but it is important to note that you will almost always share some responsibility for the cost of these repairs. For accidents that you caused, you will be required to pay this in the form of a deductible, but in instances where you were not at fault, there is not usually a deductible required.

Interestingly, some people think that the deductible is paid to the insurance company. However, this is not the case, and you are actually supposed to pay this money to the repair provider. They will alert the insurance company that the deductible has been met, and this will allow you to conveniently have the remainder of your repairs done with minimal disruption to your life.

What If There Are Other Repairs You Want Done At The Same Time?

While it is true that an auto accident can cause the need for substantial repairs, there are many other types of damage that cars can experience. However, many people will avoid having these minor damages repaired because they may be too busy to have the time to go to the auto body shop for these minor issues. 

Sadly, many people are unaware that they can have these repairs done to their cars at the same time as the insurance authorized repair work. In these instances, the repair professional will need to keep two separate sets of records. This will make it possible for them to accurately bill the insurance company for the covered repairs while keeping a bill just for your share of the repairs. 

When your car is involved in an auto accident, repairing the body damage is an important task. In these situations, a sound understanding of the repair process may help you to be an informed consumer. Knowing how the insurance deductible is handled and that you can usually opt to have older damage to the vehicle repaired at the same time will make it easier for you to understand what to expect before you arrive at the auto body collision repair services facility.